Im a Treo 755p owner now, with service provided by Sprint. I have insurance on my phone in case i lose it or it breaks i can get a new phone. My plan is not to bad. I have to pay a $150 fee for getting out of my contract early.. If i decide to get a iphone. Then i find out that AT&T does not provide ANY kind of insurance for the phone if i lose it or it breaks? To get a similar plan that i have now with Sprint is considerably higher with AT&T.. Can someone tell me some of the positives??? Why should i get a iphone? I ordered one but know i'm having second thoughts..